That’s right, get a house right now! So why so bold and crazy on our part? Most consumers don’t really think through the buying process when looking for a home. Almost no one who is financing their purchase ever thinks or realizes that they are really buying two things: the home and the money to finance the home.
Yes, you are actually buying money from a lender to use to buy your home. The fee for the money comes in two forms: the interest rate and the points you pay for the money borrowed.
Buyers get so focused on the price of real estate that they forget entirely about the cost of money and they lose big if they don’t pay attention and don’t think through the entire process.
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